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Do Pet Insurance Help Fight Pet Cancer?

Do you think Pet Insurance is Worth It?

This is a frequent query from pet owners, and there’s not a “right” response. However, there is another issue that could assist you in finding the answer:

If your pet has an illness or injury today, can you provide the funds to pay for treatment?

Being a vet cancer provider, we frequently see pets that are uninsured struggling with this exact question. It’s not unusual for pet owners with a desire to cure their pet’s cancer to make medical choices based not on what’s the best for their pet instead of on what they can or are unable to afford. In the most tragic circumstances, euthanasia could be the only economically viable alternative. It is a devastating decision for any family.

Cancer is the most common cause of death among cats and dogs who are older.

The unfortunate fact is that there’s the possibility that 50/50 of your pet could be diagnosed with cancer. In many instances, however, cancer doesn’t have to be a fatal affliction. The treatment for pet cancer is constantly evolving, with the latest medical advances being presented each year.

The latest treatments, such as radiotherapy stereotactic (SRS/SRT), have opened the doors to treat cancers previously incurable. As with human medicine, there’s an obligation to plan financially to cover your pet’s vet care. With insurance for your pet at your disposal, you’ll be able to focus on the best option for your pet and not carry the financial burden onto your shoulders. Pet insurance will give you the security of not having to choose between your pet and your budget.

Does pet insurance make sense? If your animals are loved members of your family, and you wish to offer the best possible care for them but don’t have the money to pay for treatment, the answer is yes, insurance for pets is worth it.

What is the cost of cancer treatment pet owners pay?

Like human health care, the veterinary industry includes doctors who have decided to pursue further education and undergo training to become certified by a board in a particular area of medicine. Oncologists from the veterinary field are specialists in diagnosing, assessing, and treating pet cancer offer veterinary cancer treatment. Veterinary radiation oncologists specialize in using treatment with radiation to fight cancerous tumors.

The kind of specialty care offered at PetCure Oncology requires board-certified specialists and the most advanced equipment to carry out the most recent techniques. As medical technology advances and improve, pets are getting more care and are living longer. But with a higher standard of care come more expensive costs, making it more crucial for pet owners to have insurance for their pets.

The cost for treating pet cancer differs depending on the individual’s treatment strategy. Certain patients might only require SRS to treat the cancerous tumor. Some patients may require a combination of options such as surgery and continuous chemotherapy. The costs for these treatments differ widely but could easily reach 10,000 or even more.

Go through Embrace Pet Insurance’s cancer Insurance to view real-life examples of cancer claims that include the total cost, and the amount Embrace contributed to this total sum.

Can pet insurance be used to will cover treatment for cancer?

If your pet is insured under insurance for pets before the diagnosis of cancer is confirmed, most pet insurance companies will pay for the cancer treatment. If your pet has been diagnosed with cancer, it is considered to be a pre-existing illness. Pet insurance companies do not cover existing conditions. Thus the earlier you protect your pet – before they are diagnosed with an illness or health issue more advantageous.

Major pet insurance providers offer a variety of plans. Cancer is typically covered under the specific plan, or it can be added as an additional rider. The majority of insurance companies cover the most advanced treatments subject to individual exclusions for certain existing diseases. Contact your insurance company to inquire about the plans that offer cancer treatment. Be sure to verify if they cover diagnostic tests and other tests and understand which cancer treatments are covered.

Which pet insurance policy is the best to protect my dog?

It will be contingent on the level of coverage you’d like to have. Consider the following questions:

  • Do you wish to have your pet’s insurance include wellness treatment?
  • Do you need insurance for integrative medical treatments like rehabilitation or acupuncture?
  • Does the company offer discounts for multiple pets?
  • Does the insurance company that covers pets take care of older pets?
  • Does the plan include the diagnostic tests needed to detect cancer?
  • Do you have a pet with an inherited or congenital disease that requires treatment?
  • Are your pets susceptible to a particular health issue or disease?
  • What should I consider when choosing the right pet insurance plan?

The right insurance policy for your pet’s needs isn’t as hard as it might appear, but it does require some research and comparison shopping. Many insurance companies can talk with you over the phone to help you choose the coverage plan that’s suitable for your pet.

First, you should contact your veterinarian of choice for more information regarding your pet’s health and breed (for genetic issues) and current health. Your vet may be able to provide more details about your pet to assist you in asking the insurance company the appropriate questions.

For more details, read the article “Find the best pet insurance” by NerdWallet to view a comparison of the most popular insurance providers for pets.

My pet is suffering from cancer. However, I don’t have insurance for pets. Are there alternatives to pay?

Here are some sources you might want to look at.

Financing

We suggest first seeking financing. PetCure Oncology locations offer low or no-cost financing to eligible applicants via CareCredit. A variety of veterinary hospitals accepts CareCredit. Finance is also available via Wells Fargo Health and Citi Health Card.

Crowdfunding

Utilize crowdfunding to ask your family and friends for help. Crowdfunding platforms such as GoFundMe can be a fantastic opportunity to tell your story, keep track of updates and gather financial assistance. Ask your doctor if you can provide his or her details to help others verify the authenticity of your situation.

Host a Fundraising Event

Create a fundraiser. One way to do this is to host a celebration at your home or in a nearby park. Invite your friends and family to attend and provide a variety of ways guests can give. Love baking? Make small desserts that people can buy. Are you a skilled Martha Stewart type? Make some artifacts that the public can purchase. Create a kissing booth where people can queue up to get a kiss from their pet. Take a look at the Pet Fundraising Ideas Pinterest Board to find fun and unique ways to raise money.

Find an Organization

There are programs and organizations which offer financial assistance for pet owners who struggle to pay for their vet costs. Certain organizations are focused on certain breeds or specific pet ailments. Consult your veterinarian or the state’s veterinary medical associations if they can direct them to another organization that could assist. The American Veterinary Medical Foundation also provides resources for pet parents who are eligible for help.

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