General

Do Pet Insurance Help Fight Pet Cancer?

Does Pet Insurance Worth It?

It is a common query from pet owners, and there’s an inexplicably “right” response. Consider a different question that might aid you in finding that answer:

  • If your pet had an illness or injury the day before, are you able to provide the funds to take care of them?

As vet cancer treatment providers, we often encounter pet owners who are not insured battling this exact question. It’s not unusual for pet owners who want to cure their pet’s cancer to make medical choices based not on what’s best for their pet but rather on what they can or cannot afford. In the most traumatic of circumstances, euthanasia could be the only viable financial alternative. It is a painful decision for families of all kinds.

Cancer is the leading cause of death among cats and dogs who are older.

The fact is that there’s an opportunity of 50/50 that your beloved pet could be diagnosed with cancer. In many instances, however, it doesn’t need to be a cause of death. The treatment for pet cancer is quickly changing with the introduction of breakthroughs in medicine presented each year.

New therapies like the stereotactic radio (SRS/SRT) have opened the doors to treat cancers previously incurable. So, as in human medicine, there’s the need to be financially prepared to cover your pet’s vet care. With insurance for your pet in your corner, you’ll be able to focus on the best option for your pet without putting the burden of financial responsibility onto your shoulders. Insurance for pets can give you the security of choosing between your wallet and your pet.

Do you think pet insurance is worth it? If your animals are loved members of your family, and you’d like to ensure the highest quality care for them, but you do not have the funds to cover the cost of treatment, the answer is yes, pet insurance is totally worth it.

What is the cost of cancer treatment pet owners pay?

Like human health care, the veterinary industry includes doctors who have decided to study further and undergo training to become certified by a board in a particular medical field. Veterinary oncologists are experts in diagnosing, assessing, and treating pet cancer offer veterinary cancer treatment. Oncologists from the veterinary field specialize in using radiotherapy to combat cancerous tumors.

Specialty treatment such as the one offered through PetCure Oncology requires board-certified specialists and the latest equipment to perform the most recent techniques. As medical technology advances and improve, pets are getting more care and are living longer. But, with a greater quality of care comes increased costs. This makes it more vital for pet owners to have insurance for their pets.

The cost of treating cancer in pets varies according to each patient’s treatment program. Some patients will only require SRS for the treatment of a cancerous tumor. Some patients may require an array of treatments such as surgery and continuous chemotherapy. The costs for these treatments differ widely but could easily reach $10,000 and even higher.

Go through Embrace Pet Insurance’s cancer Protection to view examples of real-life cancer claims that include the total amount, and the amount Embrace contributed to all the costs.

Do pet insurance policies will cover treatment for cancer?

If your pet is insured by insurance for pets before the cancer diagnosis is confirmed, most pet insurance companies will pay for the cancer treatment. If your pet’s condition has already been diagnosed with cancer, it is considered to be a pre-existing illness. Pet insurance companies do not cover existing conditions. So the earlier you protect your pet’s needs – before the time they get sick or develop a disease, the better.

The majority of major pet insurance companies provide a range of coverage plans. Cancer is usually covered in methods that are specific to it or could be added as a rider. Most insurance companies cover the most sophisticated treatments, with their exclusions for certain existing medical diseases. Contact your insurance provider to inquire about the plans that offer cancer treatment. Check if they cover diagnostics and tests and obtain an overview of which cancer treatments are covered.

Which pet insurance policy is the best to protect my dog?

It will be contingent on the coverage you’d like. You can ask yourself these questions:

  • Do you wish to have your pet’s insurance include wellness treatment?
  • Do you need insurance for integrative medical treatments like rehabilitation or acupuncture?
  • Does the company offer discounts for multiple pets?
  • Does the insurance company that covers pets take care of older pets?
  • Does the plan include the diagnostic tests needed to detect cancer?
  • Do you have a pet with a congenital or hereditary condition that requires coverage?
  • Are your pets susceptible to a particular disease or condition?

(E.g. Golden Retrievers have a genetic predisposition to develop cancer. German shepherds are at risk of hip dysplasia. Chihuahuas are at risk of patellar luxation. As we all know, simply because an animal breed is susceptible to a particular condition doesn’t mean it’s only for the breed. Cancer can affect every breed.)

How do I pick the right pet insurance plan?

Finding the best insurance policy for your pet isn’t as complicated as it may appear, but it does require some research and comparison shopping. Many insurance companies are able to call to assist you in choosing an insurance plan that’s appropriate for your pet.

To begin, make contact with the primary veterinarian for more information regarding your pet’s health as well as a breed (for genetic issues) and the current condition. Your veterinarian might be able to provide more details about your pet to assist you in asking the insurance company the appropriate questions.

For more details, you can read the article “Find the Top Pet Insurance” by NerdWallet to view a comparison of the top insurance providers for pets.

My pet’s cancerous However, I don’t have insurance for pets. Are there any other options for paying?

Here are some resources that you might want to look at.

Financing

We recommend first seeking financing. PetCure Oncology locations offer low or no-cost financing to eligible applicants via CareCredit. CareCredit is widely used by numerous veterinary clinics. Finance is also available by way of Wells Fargo Health and Citi Health Card.

Crowdfunding

Utilize crowdfunding to ask family members and friends to lend their help. Crowdfunding platforms such as GoFundMe can be a fantastic method to tell your story, update and gather financial assistance. Consult your physician to see if you are able to provide his or her details to ensure that the situation is genuine.

Host a Fundraising Event

Organize a fundraising event. An enjoyable way to raise money is to organize a party at your house or in a nearby park. Invite your friends and family to attend and offer a variety of ways that people can give. Love baking? Make small desserts that people can buy. Are you a skilled Martha Stewart type? Make some artifacts which people can buy. Create a kissing booth where people can queue up to receive a hug from their pet. Visit the Pet Fundraising Ideas Pinterest Board to find fun and unique ways to raise funds.

Search for an Organization

There are programs and organizations that offer financial aid to pet owners who are struggling to pay the vet’s expenses. Certain organizations are focused on certain breeds or specific pet ailments. Ask your veterinarian or state’s veterinary medical associations if they are able to direct the way to an organization that may be able to assist. There is also the American Veterinary Medical Foundation also offers resources for pet owners who are eligible for help.

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